About Buying

An overview of the buying process and how we can assist you

You are able to register with us in person, by telephone or via our website (which includes email alerts of new properties). Once you have registered with us we will:

• match your property requirements to our available property portfolio.
• arrange property viewings in a timely manner.
• inform you of all new instructions that may be of interest.
• if required, recommend an Independent Financial Adviser that is available for consultation should you require mortgage advice.

Making an Offer

Upon identifying a suitable property, we will:

• negotiate a suitable price with the vendor on your behalf
• prepare a ‘Memorandum of Sale’ which will be sent to both parties’ solicitors and the vendor. You will receive confirmation of this.
• stay in close contact with you so that you may in turn liaise with your solicitors to ensure the relevant next steps (such as surveys) are done in a timely manner.

Once local searches are completed and answers to the preliminary enquiries have been received, your appointed solicitors will approve the draft contract. If the lender is satisfied with the surveyor’s recommendations, they will issue you with a mortgage offer and send this to you for signing.

Exchange of Contracts

The exchange of contracts takes place once you and the vendor have signed the contract. A deposit of around 10% of the purchase price is given to the vendor’s solicitor in the form of a banker’s draft or cleared funds. Your completion date is then set.

Completion

Upon completion the balance of the purchase price is transferred from your solicitors to the vendor’s solicitors. Once the vendor’s solicitors have received the balance, you become the new legal owner of the property.